What can you invest in- Bonds (Fixed Income)

These are debt securities that pay a pre-determined rate of return on pre-determined dates and also promise to repay the principal at a pre-determined date. You are pretty much giving out a loan just like a bank would do to a company or the government. These are more risky than cash/cash equivalents, hence they offerContinue reading “What can you invest in- Bonds (Fixed Income)”

What can you invest in -Cash & Near Cash Options

According to a 2018 report by UBS and Campden Wealth, the world’s super rich had 7 percent of their portfolio in cash and near cash instruments. So even though the rates have dropped, you still need to have some of your money in this asset class, particularly your emergency savings. Apart from making cash availableContinue reading “What can you invest in -Cash & Near Cash Options”

If you want to change the world, start with mastering your finances

Many founders kill their businesses and ideas with bad personal finance habits. They’ve got a great idea, built a solid team and actually execute excellently. But the business fails. Their business has barely got of the ground and their product is only starting to gain traction, but because they have the title CEO, they feelContinue reading “If you want to change the world, start with mastering your finances”

What is your ‘money script’ and could it be holding you back?

Everyone has got a ‘money script’. It’s there in our heads, unconsciously shaping our financial behavior throughout our lives. Basically, it the playbook from which we make most of our money decisions. Most of the lines of code on this script come from our childhood by observing the words and actions of parental figures. SomeContinue reading “What is your ‘money script’ and could it be holding you back?”

What can you invest in – The different asset classes.

Wondering where to invest? Well, you’d have to find something that falls under any of these categories – asset classes. An asset class is a grouping of investments and securities that share similar characteristics and behaviour in different market conditions. Simply, its the umbrella grouping of different investment options. Cash & Cash Equivalent – TreasuryContinue reading “What can you invest in – The different asset classes.”

Some common investment styles

Here, we look at five common investing styles, which one is right for you? Growth Investing – Growth investors look for companies that exhibit signs of above-average growth, through high earnings growth rates, high return on equity and high profit margins. Growth stocks tend to have high price-to-earnings or price-to-book ratios as investors pay aContinue reading “Some common investment styles”

Ways to make money from the stock market when stock prices aren’t going up?

The media would hype stories of someone who bought a stock at 10, sold at 100 and went on to buy an island. But that is not all that happens. In fact there are many instances, where that does not actually happen or it doesn’t happen to the magnitude that was anticipated. Obviously, everyone wantsContinue reading “Ways to make money from the stock market when stock prices aren’t going up?”

5 things you can do to get your personal finance in order for H2

View this post on Instagram So if you are already making strides with your personal finances, follow this 5 tips to keep it together. _ Leverage technology to automate – Instead of manually sorting through your cash to pay bills, move money into savings/investments – set up direct debits to handle all this movements andContinue reading “5 things you can do to get your personal finance in order for H2”

PROFIT IS A MATTER OF OPINION, CASHFLOW IS A MATTER OF FACT

View this post on Instagram Do you know that a company can be profitable today and still go bankrupt tomorrow if they run out of cash? _ Why is this important? So you are looking at the right place when analysing the viability of a business. Accounting works based on principles and assumptions, this allowsContinue reading “PROFIT IS A MATTER OF OPINION, CASHFLOW IS A MATTER OF FACT”